If you wish to receive Financial Aid, here are the steps you need to complete:
1. Federal Student Aid PIN
Many of the applications below require you to obtain a Personal Identification Number. If you already have a Federal Student Aid PIN, please use it when completing the FAFSA, MPN, & Entrance Counseling. If you do not have a PIN, please go here to obtain your PIN.
2. Free Application for Federal Student Aid (FAFSA)
This application is sent directly to the Federal Processor. After processing, a Student Aid Report (SAR) is sent to the student, and an Institutional Student Information Record (ISIR) is electronically sent to the Financial Aid Office, provided our Title IV school code (006389) is listed on the FAFSA.
If you are attending May 14, 2012 - April 19, 2013, please complete the 2012-2013 FAFSA.
If you are attending May 6, 2013 - April 25, 2014, please complete the 2013-2014 FAFSA.
There are two ways to complete the FAFSA:
- Via the Internet at www.fafsa.gov
- Directly through the Financial Aid Office by appointment
Please click here for a link that describes the Data Retrieval Tool Process on the FAFSA
3. Institutional Scholarships
The deadline for the Summer 2013 Institutional Scholarship has passed. Please check back often for the Fall application. The Institutional Scholarship for Fall 2013 will be available approximately 6-8 weeks before the start of the Fall term. If you are attending Spring 2014, please check back near the end of the Fall term.
4. External Scholarship Opportunities
For current students, log into GUS Connect, under the Student Life tab, scroll down to Scholarships & Financial Aid at the bottom and click on "Outside Scholarships" to view the scholarship applications for the year.
For students that haven't started the program yet, but have been accepted to the College, please e-mail
lessig@bjc.org for a copy of the list of scholarships.
5. Federal Stafford Loans
In order to receive a Federal Stafford Loan, you must sign a
Master Promissory Note, and complete
Entrance Counseling.
Educational loans, repayment begins six months after separation from the school. There are two types of Stafford Loans:
- Subsidized: Need-based; government pays the interest while in school, during six month grace period, and future deferment periods
- Unsubsidized: Non need-based; loan gains interest after first disbursement is sent to school; borrower may choose to pay interest monthly or defer the interest into the principle of the loan.
Undergraduate student loan limits (RN to BSN, BSN Upper Division, BSN Accelerated)
|
Third- and Subsequent-Years Undergraduates
|
|
|
Base Stafford Loan eligibility
(subsidized and unsibsidized) |
$5,500 |
$5,500 |
| Additional unsubsidized Stafford loan eligibility |
$2,000 |
$7,000 |
| Maximum Third- and Subsequent-Years Total |
$7,500 |
$12,500 |
Graduate student loan limits (MSN, CRNA, DNP/PhD)
|
Graduate and Professional Students
|
|
|
Base Stafford Loan eligibility
(subsidized and unsibsidized) |
N/A |
$8,500 |
|
Additional unsubsidized Stafford loan eligibility
|
N/A
|
$12,000
|
| Maximum Graduate/Professional Total |
N/A |
$20,500 |
*You will be required to complete Exit counseling once you complete your program, withdraw, or drop below half time attendance.
**For graduate students whose loan period is on or after July 1, 2012, you are no longer eligible for a Subsidized Direct Stafford Loan. Graduate students are still eligible to borrow the full annual limit of $20,500, you would only be eligible for a Direct Unsubsidized Stafford loan.
6. Graduate PLUS Loans (For MSN, CRNA, or DNP/PhD students only)
If you are wanting to apply for a loan for the Summer 2012, Fall 2012, Spring 2013 term(s), please go to www.studentloans.gov where you can apply for a Graduate PLUS loan, and click aid year 2012-2013. If you are wanting to apply for a loan for the Summer 2013, Fall 2013, Spring 2014 term(s), please click aid year 2013-2014. Once you log in, please click "Request a Direct PLUS loan". Then click on the loan type (Grad PLUS). Please proceed with the application. As long as the application lists our school, we will receive the results, and process the application from there.
If you have any questions regarding this new process, please contact our office.
*You will be required to complete Exit counseling once you complete your program, withdraw, or drop below half time attendance.
7. Alternative Loans
In order to reduce the amount you may need in an alternative loan, please consider grants, scholarships, and loans. Here is Federal grant information: http://studentaid.ed.gov/PORTALSWebApp/students/english/grants.jsp
School scholarship information is found here: http://www.barnesjewishcollege.edu/?id=5346&sid=1
If you need funding after grants and scholarships are considered, please consider Direct Loans. More information can be found here: http://studentaid.ed.gov/PORTALSWebApp/students/english/studentloans.jsp
For Dependent or Graduate students, an alternative to private loans, you could also consider a PLUS loan. More information can be found here: http://studentaid.ed.gov/PORTALSWebApp/students/english/parentloans.jsp
If, after all these options have been explored, and you still need additional funding, please see information below about alternative loans.
To Apply: Alternative Loan Options
Please Note: If approved for an alternative loan, your loan will be divided up equally based on the loan period you've requested when you applied. If you wish to have specific amounts per term i.e. $4000 Summer, $5000 Fall, and $6000 Spring, you must let our office know in writing.
8. Parent PLUS Loans (For dependent students, that need additional funding)
*Please note that if you participate in a loan forgiveness program as a benefit of employment through BJC, this loan does not qualify.
To Apply: If you are wanting to apply for a loan for the Summer 2012, Fall 2012, Spring 2013 term(s), please go to www.studentloans.gov where you can apply for a Parent PLUS loan, and click aid year 2012-2013. If you are wanting to apply for a loan for the Summer 2013, Fall 2013, Spring 2014 term(s), please click aid year 2013-2014. Once the parent logs in, please click "Request a Direct PLUS loan". Then click on the loan type (Parent PLUS). Please proceed with the application. As long as the application lists our school, we will receive the results, and process the appication from there.
If you have any questions about any of these processes please call our office at 314-454-8489.